With some types of health insurance plans, you must choose a primary care provider, or primary care physician, who will be your regular doctor. Your primary care physician (PCP) is the first person that you will turn to when you are sick or hurt because health insurance plans often require you to get a referral from this primary doctor in order to visit a specialist or to have a certain test performed.
Choosing the best PCP for you should not be taken lightly. Your PCP will probably be your main doctor for many years, so it is important to pick someone who you will like and trust throughout that time. There are a few things that you should take into consideration when you are looking for a primary care provider that can help you find a bond that will help you stay healthy.
First, see if your health insurance plan requires you to choose a specific doctor from their list. In most cases, it is most cost-effective to move to a PCP that is approved by the insurance agency. However, if you already have a PCP that you trust and do not want to give up, then look into health insurance plans that allows you to keep this doctor. For instance, in some point-of-service plans and preferred provider organizations, you can elect to keep your old physician, but you may have to pay slightly more than the copay would be with a doctor from the insurance company’s list.
Next, if you do not yet have your favorite doctor, compile a list of several that you think are acceptable. You can narrow down the list given to you by the insurance company by asking around. You can talk to your friends to see if any of them have visited the doctors on the list. Additionally, you may be able to ask your insurance agency if they have heard especially good reports from anyone regarding a doctor’s care. You can also search online to see if you can find any good or bad news about the doctors.
Another important thing to look at is the location of the doctor. If he or she is far away from your home, you may end up regretting it. A good idea is to narrow down your list to three or four doctors and visit each of them. You can get a sense of how comfortable you would be with each physician. Of course, you want someone that you trust and like.
Choosing the best PCP for you is not the sole important task in keeping you healthy. You should also consider paying for health insurance in order to help you with visits to your primary care physician. Navigate to http://irmopc.com/ where you are provided 24/7 access to their physician. You will not have to jump through the hoops of a traditional medical practice or deal with an answering service.